If you have been involved in a car accident, knowing what to ask for in a settlement is important. Your lawyer can help you determine a reasonable amount for your claim and negotiate with the at-fault driver's insurance company on your behalf. Different types of car damages can be included in a settlement, such as medical bills, lost wages, pain and suffering, and property damage. These can be combined into one total amount your lawyer will demand in court.
Medical bills can be a significant concern after a car accident, and you may face thousands of dollars in costs before your insurance or Med Pay coverage kicks in. Your injury attorney can help you navigate this process to ensure you receive full and fair compensation for your injuries.
Lost wages are also an important cost to be reimbursed, especially if you work for a salary or are self-employed. Your attorney will look at the time you missed from work and how much you would have earned during that period to calculate lost wages.
If you have experienced physical or emotional pain from the crash, you may be eligible for compensation for pain and suffering. Car insurance companies and attorneys often calculate these damages by using the multiplier or per diem method.
You may also be able to collect damages for the property you lost in the accident, such as your vehicle, personal belongings, and medical equipment. The amount awarded for property damage is influenced by the negligence involved.
In New York, a pure comparative negligence state, you may receive a smaller payout if you are found to be less at fault than the other party. Your attorney can assist you in determining the best strategy for maximizing your settlement payout while planning your financial future.